Environmental, social and governance

Environmental, social and governance

ESG Information

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Santam的ESG(环境,社会和治理)方法

Overview
The United Nations Environment Programme Finance Initiative (UNEP FI) Principles for Sustainable Insurance states that the insurance industry’s core business is to understand, manage and carry risk. Through risk prevention and risk reduction and by sharing risks over many shoulders, the insurance industry helps protect society, fosters innovation and underpins economic development. These are key contributions to a well-functioning and sustainable society. Sustainable insurance aims to reduce risk, develop innovative solutions, improve business performance, and contribute to environmental, social and economic sustainability.

Santam.is a founding signatory of the UN Environment Programme’s Principles for Sustainable Insurance and we share the view that sustainable insurance is a strategic approach where all activities in the insurance value chain, including interactions with stakeholders, are done in a responsible and forward-looking way by identifying, assessing, managing and monitoring risks and opportunities associated with sustainability or environmental, social and governance (ESG) issues.

We also align our strategic thinking with the 2030 Agenda for Sustainable Development, the ClimateWise principles and the South African Insurance Association (SAIA) Code of Conduct. These all recognise the interdependence between finance and environmental, social and governance (ESG) challenges, and the role financial institutions play for a more sustainable economy and world.

Santam承认业务在环境和社会门槛的条件下运作。由于我们的小组在这个嵌套的ESG系统内运作,因此我们认真对待ESG问题和可持续性。这是通过将材料的整合到我们的年度战略过程中的整合来说明。我们的可持续发展努力根据以下焦点领域构建,并在我们的annual integrated report.

到达被保险人和未保险的市场
Santam通过业务的适当渠道开发并实施其新兴市场战略,以支持增长和多样化。这包括开发产品,以便与金融服务章程(FSC)目标和标准对齐的新兴市场。

Resilience through shared value partnerships
圣诞老人与地方市政当局合作,侧重于灾害风险管理和减少。Santam还将其企业社会投资(CSI)对其在市级工作的贡献。我们的旗舰倡议是风险和恢复力(P4RR)的伙伴关系。

制定可持续的业务效率(内部和外部)
We manage the quality and impact of our own risk pool through addressing pressures on human, social and environmental capital by continuously increasing efficiency and delivering on our brand promise,Insurance good and proper.

Responsible investment and solvency
Santam.influences responsible systemic risk responses through vehicles such as the Resilient Investment Fund, the South African Small & Medium Enterprise (SME) Fund, enterprise and supplier development, and CSI initiatives. Santam takes solvency management seriously and Santam’s investment charter recognises the Principles for Responsible Investment (PRI).

Policies and position statements

Santam.operates in accordance to several company policies and position statements, and where appropriate, abides by those of its majority shareholder, the Sanlam Group.

Corporate governance

Santam的董事会通过高标准的道德价值和商业诚信提供道德和有效的领导,同时认识到该公司承担责任和公平性,维护所有利益攸关方的利益。董事会将公司治理视为关注结构和过程,以及道德意识和行为。董事会对利益攸关方负责,最终负责在整个集团中实施健全的公司治理实践。Santam定期审查其治理结构和流程,以反映最佳实践,并促进有效的领导,企业公民身份和可持续性,从而支持集团的业务战略。